Fee Schedule

Loan Amounts

The minimum loan amount is $300. The maximum loan amount for first time borrower is $300. The maximum loan amount for other borrowers is $1,000.

Cost of Loan

Term installment loans provide the cash needed to meet immediate short-term cash flow problems. They are not a solution for longer-term financial problems for which other kinds of financing (such as credit cards, an overdraft loan or a loan from friends or family) may be appropriate and affordable. You may want to discuss your financial situation with a nonprofit credit counseling service available to consumers experiencing financial problems in your community.

The total payments due and APR will be disclosed on your loan agreement. The payment schedule on your loan agreement will include the number of payments, payment amounts and payment dates for the duration of the loan. During the verification process, you will determine a re-payment plan that is best suitable for your situation and needs. For details on the specific fees of your loan, please see your loan agreement. Late fees and non-sufficient funds / returned item fees may apply as described in your loan agreement. You can log into your account and view your loan documents at any time. To log into your account click here

Cost of Loan Example

The table below is an illustrative example showing the cost of a $300.00 funded loan with corresponding payment plan. Please note that we are flexible in our payment plans and strive to work with our customers on plans that will best fit their individual needs.

The specific rates and terms vary based on loan amount and loan duration. The Annual Percentage Rate and other loan terms will be clearly detailed in your loan agreement. Our customer service representatives will thoroughly review your loan terms with you before your loan is funded.

To minimize the cost of your loan, we strongly recommend that you pay your loan in full or make additional payments as soon as you can. There are no penalties for early payoff, and you control how soon you wish to pay your loan off. For example, if you pay the loan in full on the first payment date, the total amount paid on a $300 loan is $390. There are no prepayment penalties.

Annual Percentage RateFinance ChargeAmount FinancedTotal of Payments
779.99%$594.33$ 300.00$894.33

Number of PaymentsPayment DuePayment Date
1$ 99.3707/31/2017
1$ 99.3708/14/2017
1$ 99.3708/28/2017
1$ 99.3709/11/2017
1$ 99.3709/25/2017
1$ 99.3710/09/2017
1$ 99.3710/23/2017
1$ 99.3711/06/2017
1$ 99.3711/20/2017

Repayment

You may make any scheduled payment on or before the due dates of those payments by calling us at 1-877-596-1337 and making a payment via ACH (electronic check), debit card, or by sending a cashier's check or money order directed to us at: PO Box 507 Hays, MT 59527

This is a term installment loan with approximate equal payments, but you have the right to prepay at any time.

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