FAQS

WHAT DOES IT COST?

View Example Finance Charges

CAN I QUALIFY?

Qualifying is easy and you don't need to worry about your credit. General qualification requirements:

  • Must be employed (or receive a regular income)
  • Earn at least $1000 per month
  • Must be at least 18 years of age and a U.S. citizen
  • Must have a checking account
  • Other requirements may apply

Even bounced checks, charge-offs and other credit hassles may not prevent you from getting the money you need!

HOW MUCH CAN I QUALIFY FOR?

The loan amount may be based on a number of factors, such as amount of income. To see how much you can qualify for, simply complete our online application and one of our customer service representatives will notify you of your qualified loan amount. First time loans generally range from $50 - $300.

HOW DO I REPRINT MY LOAN DOCUMENTS?

You are able to reprint your loan documents at anytime during the lending process. There are several ways to get copies of your loan documents.

  • We can fax them to any fax number you request.
  • You can login to the Greenline Loans customer portal and access or print them.
  • We can send them through traditional mail.

To make these special arrangements, please contact our representatives at (877) 596-1337.

HOW DO I MAKE PAYMENTS?

There are three ways to make payments:

  1. Automatic ACH Direct Debit - You can authorize payments to be taken out automatically from the bank account where the money was received.
  2. Debit Card - Call us at (877) 596-1337 to make a payment via debit card.
  3. Certified Check - Payments are submitted to Greenline Loans, PO Box 507, Hays, MT 59527 by each scheduled payment date.

CAN I GET AN EXTENSION?

Loans are written for the maximum number of payments available. No extensions, renewals, or "rollovers" are permitted. A borrower may pay off his/her loan early (prepay) and avoid or reduce finance charges that would otherwise be incurred if the loan is not paid off early. Please call us if you have concerns with making a payment in a timely manner (877) 596-1337. In many cases we will be able to reschedule your payments.

CAN I PAY EARLY?

Yes, you are able to pay early and there is no prepayment penalty. Finance charges do not continue to accrue on amounts that have been prepaid, but only on the unpaid balance of the loan.

WHAT HAPPENS IF MY PAYMENT IS LATE OR I CANNOT MAKE A PAYMENT?

If you have come into a situation of financial hardship where you will not be able to make a payment on time, please contact us as soon as possible. In many cases we will be able to reschedule your payments and avoid any late payment penalties. If a payment returns or is late a $30 fee may be added to your account balance.

WILL MY CREDIT BE AFFECTED?

Greenline Loans reviews your information in real-time to determine whether your information meets our lending criteria. You acknowledge that by completing and submitting the website application that you are applying for a loan. We verify applicant information through national databases including, but not limited to, Clarity and Factor Trust and we may pull your credit in order to determine your eligibility and ability to repay.

ONCE APPROVED, WHEN WILL THE FUNDS BE AVAILABLE?

Once your loan application has been approved, the funds will be deposited into your account within 1-3 business days. Typically the fund are available the next business day².

CAN I CANCEL MY LOAN?

Yes, you may cancel your payment obligations under the Loan Agreement, without cost or finance charges, no later than 3:00 p.m. Mountain time of the next business day immediately following the Disbursement Date ("Cancellation Deadline"). To cancel your payment obligations on this loan, you must inform us in writing, by or before the Cancellation Deadline, either by email to cs@greenlineloans.com or by fax at (866) 571-3685. Download the cancellation form here.

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